Loan Solutions

The right loan depends on the right questions.

Tanya starts every conversation by understanding your goals, your timeline, and your financial picture. The loan comes second. With access to 100+ lenders, there's always a program built for your situation.

01 Conventional For buyers with strong credit. Flexible loan limits and competitive rates — no government mortgage insurance required at 20% down. 02 FHA Lower credit score and down payment thresholds. A practical path to homeownership for first-time buyers and those rebuilding credit. 03 VA Zero down payment for eligible veterans and active service members. No PMI, competitive rates, and flexible qualifying guidelines. 04 USDA 100% financing for eligible rural and suburban properties. Income limits apply — an underused program for buyers outside major metro areas. 05 Jumbo Financing above conventional loan limits for luxury and high-value purchases. Underwritten to strong credit and reserve requirements. 06 Construction-to-Permanent Covers land, construction, and the permanent mortgage in a single closing. Eliminates duplicate fees and multiple loan processes. 07 Bank Statement Income qualified using 12 to 24 months of bank deposits instead of tax returns. Built for self-employed borrowers and business owners. 08 DSCR Qualification based on rental income, not personal income. Designed for real estate investors growing a property portfolio without W-2s. 09 Investment Property Conventional and non-conventional financing for rental properties, fix-and-flip projects, and multi-unit acquisitions. 10 Refinancing Lower your rate, reduce your term, or access equity. Cash-out options to fund improvements, consolidate debt, or build your investment base. 11 First-Time Homebuyer Programs Down payment assistance, reduced rate programs, and guided pathways for buyers entering the market for the first time. Talk to Tanya to find which apply.

Every situation is different. Let's find yours.

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Powered by Edge Home Finance, LLC Madison Chase Capital Advisors  •  Tanya Blanchard NMLS #240422

Edge Home Finance, LLC  •  NMLS #891464  •  5860 Baker Road, Minnetonka, MN 55345

Equal Housing Opportunity Lender. This is not a commitment to lend. All loans subject to credit approval.

Licensed in: Georgia and Florida  •  NMLS Consumer Access: www.nmlsconsumeraccess.org  •  Licensing & Disclosures

© 2026 Madison Chase Capital Advisors. All rights reserved.

Equal Housing Opportunity
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